<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Public marketing & content pages -->
  <url><loc>/</loc><changefreq>daily</changefreq><priority>1.0</priority></url>
  <url><loc>/how-it-works</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>/pricing</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>/faq</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>/go-pro</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Public schedule & sport pages -->
  <url><loc>/schedule</loc><changefreq>hourly</changefreq><priority>0.9</priority></url>
  <url><loc>/bets</loc><changefreq>hourly</changefreq><priority>0.9</priority></url>
  <url><loc>/leaderboard</loc><changefreq>daily</changefreq><priority>0.7</priority></url>
  <url><loc>/college</loc><changefreq>daily</changefreq><priority>0.6</priority></url>
  <url><loc>/hs-sports</loc><changefreq>daily</changefreq><priority>0.6</priority></url>
  <url><loc>/hs-football</loc><changefreq>daily</changefreq><priority>0.6</priority></url>

  <!-- Legal & compliance pages -->
  <url><loc>/trust-and-safety</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>/responsible-gaming</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>/restricted-states</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>/betting-rules</loc><changefreq>monthly</changefreq><priority>0.4</priority></url>
  <url><loc>/disputes</loc><changefreq>monthly</changefreq><priority>0.4</priority></url>
  <url><loc>/terms</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>/privacy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>/contact</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <!-- Excluded (private/authenticated):
       /dashboard, /portfolio, /bets/new, /bets/:id, /bets/:id/settle,
       /account, /settings, /admin, /transactions, /profile/:username,
       /api/*, /auth/* -->
</urlset>
